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ABLE Account & SSI Resource Exposure Calculator

This free ABLE account calculator shows your annual contribution room and your SSI resource exposure, calculated using the real SSA formula — not a simplified $100,000 cliff.

This is an educational estimate, not an eligibility determination. AbleGauge is not affiliated with the Social Security Administration and cannot see your case file. Results are based only on what you enter here. Read the full disclaimer.

Enter your numbers

Current ABLE account balance ($)

The total balance currently in your ABLE account.

Other countable resources ($)

Cash, bank balances, and other resources SSI counts, not including your ABLE account or typically-excluded items like your home or one vehicle. This matters for an accurate result — leaving it out can understate your exposure.

Contributions made so far this tax year ($)

Total contributed to your ABLE account so far in 2026.

Also check ABLE-to-Work room (optional)

Are you a working beneficiary not participating in an employer-sponsored retirement plan?

Yes No Not sure

Estimated compensation this year ($)

Where do you live?

How this calculator works

Enter your ABLE balance and other countable resources.
See your calculated SSI resource exposure — the real formula, not a simplified "$100,000 cliff."
Join early access to track it going forward once the app launches.

Read the full explanation: Does an ABLE Account Affect SSI?